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www.ACSBuildingInspections.com ACSHomeInspectionServices.com sully3425@CenturyLink.net
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Wind and Hurricane Mitigation Inspections The State of Florida requires only Certified Wind Mitigation Inspectors perform Wind Mitigation Inspections |
| The hiring of a home inspection company is an important decision that should be carefully evaluated to determine why a home inspection or consultation is needed. |
| A Home Inspection is not a pass or fail test. |
| It is a comprehensive inspection and analysis of the conditions of the structure at the time of the inspection. |
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The State of Florida requires
insurance companies to
offer
reduced rates on the wind portion of your insurance premium
for homes
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| Many Clients have a Wind and Hurricane Certification Inspection to certify their home is qualified for the applicable insurance company premium discounts. |
| A hardened or strengthened home not only gives piece of mind to the current owners but will be an added selling feature to promote a more prompt sale. |
| In a 2003 University of Florida study survey, 54% of the people surveyed indicated a hardened or strengthened structure was a critical safety feature they looked for in a home. |
| The initial cost to hardened or strengthen a home may seem like an initial high expense, however, consider that when done correctly it will last the life of the Home and the accumulated insurance discounts on the wind portion of your insurance premium will continue on year after year. |
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| A personal example of the effectiveness of a hardened or strengthened home in regard to an insurance discount is my own home. |
| I have systematically strengthened my home using the very procedures I recommend to my Clients. |
| I know I have saved more than $475.00 annually in insurance premiums when I verified the elements that I added to strengthen my personal home. |
| These savings have accumulated for more then seven years to date and considering the current insurance situation, I am satisfied the structural strengthening will continue to yield both financial savings and personal security. |
| It is a personal opinion predicated on what the insurance companies are projecting, that in the near future in order for a commercial or residential building to qualify for private insurance and their normally lower rates, a building must be in compliance with that respective insurance company's Wind and Hurricane Resistance requirements. |
| The only other alternatives will be Citizens Insurance provided by the State of Florida - and at a normally higher cost, or, no building insurance at all. |
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| The Wind and Hurricane Certification Inspection Report will document the existing hurricane resistant features and make recommendations for additional features, if required, to comply with the Insurance Company’s Standards for Wind and Hurricane Resistance premium discounts. |
| The Wind and Hurricane Certification Inspection will encompass more than 200 separate items. |
| The following is a brief description of the critical elements of our Wind and Hurricane Mitigation Inspection |
| ~ | Type of Structure - age, type of foundation - [slab, crawl space, basement], number of stories. |
| ~ | Exterior Wall Construction - type of construction - [block, frame, etc.], type of wall cladding, type of wall reinforcement and wall to foundation connections. |
| ~ | Roof - type of construction [trusses, conventional framing, etc.], roof shape - gable, hip, etc., roof covering - [secondary water barrier, type of roof materials - shingles, rolled roofing, etc.] type of bracing - [gable end wall, etc.], roof to wall connections. |
| ~ | Opening Protection on Windows / Skylights, Entry Doors, Garage Doors, Vents, - type, size, quantity, |
| ~ | Porches, Carport, Garage, |
| During the Wind and Hurricane Certification Inspection, the inspector will concentrate on the condition of the structure and related components and will report the visible adverse conditions in the written report with an estimated cost to repair or replace the items. |
| Note: Many Insurance Companies are requiring 4 - point inspections on Commercial and Residential Structures 10 years old or older. |
| We include an insurance 4 - Point Inspection Report with all comprehensive Commercial and Residential inspections at no additional fee. |
| Also, the Wind and Hurricane Certification Inspection may be combined with the Insurance 4 - Point Inspection Report for a combined |
| discount inspection fee. |
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| Other services ACS Home Inspection Services offer |
| ~ Allergens and Asthma Triggers & ERMI / ARMI screening - |
| ~ Hurricane and Wind Mitigation Certified Structural Inspections - Certified University of Florida – My Safe Florida Home |
| ~ Building Inspection Consultant - analysis and solutions for specific issues including approximate repair costs |
| ~ New Construction Progress Inspections including Bank Draw Approvals and Contractural Fulfillment Requirements |
| ~ Renovation and Remodeling Inspections - including Bank Draw Approvals and Contractural Fulfillment Requirements |
| ~ Commercial Inspections including Multiple Dwellings, Condominiums, Townhouses, Motels, and Warehouses facilities |
| ~ Contractural Litigation Inspection - Litigation Consultant |
| With the complex issues involved with the buying or selling of property it is normally beyond the knowledge of most Clients to successfully complete the transaction with the confidence that their best interests are being looked after. |
| It the recommendation of this inspector to hire an attorney prior to making a written offer. The Real Estate Attorney will include a clause in the written offer permitting the Client [purchaser] to have the property inspected by a Professional Building or Home Inspector to perform an independent evaluation and analysis. |
| The results of the inspection and the accompanying written report may very well influence your final offer and ultimately the final purchase price. |
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| Our Service Area includes |
| ~ Seminole, Orange, Osceola, Lake, Polk and Volusia Counties |
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| I have been called in to inspect structures that had been previously inspected by a "professional home inspector who claims to have inspected thousands of homes", only to find they neglected to detect rotted porch columns or defective water heaters or rotted rubber boots around the sewer vent stacks or many other various issues. |
| And there are other obvious and not so obvious issues that most inexperienced inspectors will neglect to discover. |
| With all that having been said, it is imperative to select an inspection company that is qualified to perform an inspection that can produce an evaluation of the components of a dwelling or structure showing their current condition, how they perform in relation to other components and the approximate cost for maintenance, repair, or replacement. |
| 'Food for Thought - when a new vehicle is purchased, there is an immediate loss of more than 20% of the purchase price when the title is issued, and you have to live with your purchase and the payments for the oncoming months or years. |
| When you purchase a Home, you may not experience the same immediate loss, however, the unexpected costs of correcting unforeseen or latent damages may very well exceed what you are prepared to spend or are able to spend and very well could result in your not being able to maintain your home, compelling you to liquidate your investment. |
| A prospective client will give considerable thought to items or issues that they may be aware of, however, a Professional Home Inspector will have the knowledge and experience to detect many minor and major issues that very well can and does affect the final purchase price. The Client will know that in order to reach a conclusion regarding the purchase, they must have an in-depth written report to support that conclusion. |
| The Professional Home Inspector must have the education, training, and actual experience in the functions and operation of the respective components to be qualified to issue the required report. |
| One would not expect to seek out an inexperienced or unqualified inspector - one who has taken a week-end short course in "How to be a Home Inspector" and / or purchased a "Certified Home Inspector Certificate" with no independent testing procedures or verification of experience. |
| Consider very carefully the qualifications of a home inspector and the price they are quoting you. |
| Remember, a low price is a direct reflection of the inspectors education, knowledge, experience and quality. |
| To most people, the purchase of a home is the most important and expensive purchase they will make in their lifetime, don't be the one to risk this investment based on the lowest cost or price of something as important as a home inspection. |
| Call ACS Home Inspection Services or ACS Building Inspections today @ 407 862 8063 and let's review your specific situation and discover the financial benefits of a professional inspection. |
| Sincerely, |
| Brian M. Sullivan - Certified Real Estate Inspector |
| National Association of Home Inspectors (NAHI) – Certified Real Estate Inspector # 2007134 |
| Florida Chapter of NAHI – Charter Member ~ Registered Professional Inspector # RPI 0101 |
| Florida Association of Building Inspectors - Registered Professional Inspector # RPI 0615 |
| Infrared Camera Thermo Imaging Inspections - Level I Certification - Water / Moisture Intrusion / Faulty Plumbing, etc. |
| Energy Survey using Infrared Camera Thermo Imaging Technology - |
| Allergen s and Asthma Triggers & ERMI/ARMI screening - EMSL Certificate # NJ-207-1020 |
| Certified Hurricane and Wind Mitigation Inspector - University of Florida – My Safe Florida Home - State of Florida Certification # 120117 |
| Certified Mobile Home and Modular Home Inspector - State of Florida Certified Installation Inspector |
| SSI – Short Sale Inspection Professional - for the real estate investor |
| Building Inspection Consultant ~ Litigation Consultant |
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